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Coronavirus Health Insurance Policy
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The epidemic of Coronavirus was in the news for weeks now. A total of 6,194,533 confirmed cases are tested positive of the disease, and it has removed 376,320 lives to date (according to 02 June 2020).
Presently in India, you will find 101,497 busy instances of COVID-19 (according to 03 June 2020). It is now a topic of fantastic concern for our enormously populated state. There have been numerous outbreaks of several deadly viruses previously, for example:- Zika, Ebola, MERS, Nipah, and so on. However, the publication Coronavirus disorder (COVID-19) has attracted the entire world to a standstill with different states under lockdown, such as India.
But in case you’ve got a medical insurance plan, the question is whether the publication Coronavirus disease falls under the ambit of health insurance policy in India or not?
Buy Coronavirus Health Insurance Policy
What is Covered by Coronavirus Health Insurance Plan?
| Important Covers | Standard Covers | Add-on Covers |
|---|---|---|
| 1.) In-patient hospitalization expenses | 1.) Road ambulance expenses | 1.) Maternity benefit with newborn baby cover |
| 2.) Pre-hospitalization expenses | 2.) ICU room rent | |
| 3.) Critical illness hospitalization | 3.) Organ donor expenses | |
| 4.) Accidental hospitalization | 4.) Daily hospital cash | |
| 5.) Daycare procedures | 5.) Home hospitalization | |
| 6.) Post-hospitalization expenses | ||
| 7.) Alternate treatment | ||
| 8.) Recovery benefit |
Ans: Yes. Existing health insurance policies will cover treatment expenses for Coronavirus disease. People, who already have a health insurance policy, will be able to file claims arising out of the treatment of Coronavirus disease. However, if a person buys a health insurance policy after testing positive for COVID-19, then their health insurer will not cover the treatment expenses.
Ans: You can easily Buy a coronavirus health insurance online from NetrockDeals. You have to choose the Coronavirus Health Policy Provider that you want to Buy. Then, you redirected to our Partner site. Enter the required details and pay the insurance premium online. Once the payment has been made, the COVID-19 health insurance will be issued to you.
Ans: Rs.4500/-
Ans: Most Coronavirus health insurance policy covers home care expenses if it has been recommended by the doctor. However, home quarantine-related expenses are not covered by most insurance companies. Therefore, it is advisable to check the same with your health insurance provider.
Ans: The most common symptoms of COVID-19 are fever, tiredness, and dry cough. Some patients may have aches and pains, nasal congestion, runny nose, sore throat or diarrhea. These symptoms are usually mild and begin gradually. Some people become infected but don’t develop any symptoms and don’t feel unwell. Most people (about 80%) recover from the disease without needing special treatment.
Ans: Yes. Coronavirus health insurance comes with a waiting period of either 16 days or 30 days from the date of commencement of the policy. Therefore, it is advisable to check with your insurance provider regarding any initial waiting period.
Ans: Yes. Several health insurance companies in India are offering dedicated health insurance for coronavirus.
DO'S & DON’TS
HANDS
Wash them Often
ELBOW
Cough into it
FACE
Don't touch it
SPACE
Keep safe distance
STAY HOME
And most important stay at home.
